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In this day and age, most loans are guaranteed with some kind of collateral simply because it improves the chances that the borrower will make payments on time so that he or she can get their stuff back. It also…
You work hard to make your well-earned money, but when it comes to keeping track of your recurring monthly bills, savings, debts and retirement accounts, you may find it incredibly difficult to keep track, which isn’t good for your financial…
Fall is that time of year that everyone feels the hustle and bustle of life. With school starting, holidays quickly approaching, and the weather getting colder, many people feel out of control with their budgets, feeling like they have to…
Fall is that time of year when everyone feels the hustle and bustle of life. With school starting, holidays quickly approaching, and the weather getting colder, many people feel out of control with their budgets, feeling like they have to…
Rapid rescoring can help you improve your credit score within a very short amount of time, which in the case of a mortgage loan approval, could mean the difference between thousands of dollars with a lower interest rate. What is…
Every year the cost of a college education increases, but that does not diminish its importance. Due to the rising costs, more and more students are forced to take out student loans which leave them in debt for many years…
It’s the unfortunate truth that some people will do whatever it takes to get ahead. Whether the hacks are illegal or just downright unethical, some people have no regard for what they should and should not be doing. Following are…
It makes sense that those who live on their own are forced to spend a greater amount of their income on day-to-day living expenses compared to those who have a roommate or are in a relationship. When looking at the…
Credit cards can be an extremely helpful personal finance tool when used correctly and with self-control. However, that doesn’t mean that you shouldn’t be wary of their use. Credit card companies make a profit when you don’t pay your balance…
The majority of Americans want to save money, build a nest egg and have financial plans for the future. They have goals such as traveling, retiring early, or purchasing a dream home. That being said, when living on a low…