If you need money to help pay for tuition, books, housing, or any other fee that comes with attending college, come see us and we can help you out. We are a loan company that specializes in student loans. We offer different loan options for students who are going to college. With schools tuition rates and fees increasing almost every year, we understand that coming up with the funds to pay for your college experience can be difficult to accomplish. That is why all of our student loans are geared to meet your needs and desires.
Our main goal is to help you manage your educational costs so you can focus on being a good student and making good grades. We have a quick, simple, and easy application process that you will need to fill out in order to get the loan process started. Once you complete the free student loan application, one of our agents will contact you as soon as possible so you can get your money quickly. If you are awarded a student loan with us, we will give the agreed upon amount of money directly to you so you can decide what to use it for. As long as the expense is related to your educational experience, you will be allowed to use your student loan money to pay for it. With all of our student loan options, we offer competitive interest rates which will reduce your overall costs.
We offer both fixed and variable loan interest rates that you can choose from in order to find the student loan option that best fits your needs. Fixed interest rates do not change over the life of the loan because the interest rate is locked. Variable interest rates, on the other hand, fluctuate with the general interest rate. Both fixed and variable interest rates have their advantages and disadvantages so our agents can walk you through the steps to see which interest rate would be better for you. You will be able to choose from a list of payment options to repay the student loan in the amount of time that you want. Some of our student loan options include deferred payments until six months after graduating or dropping below full time student status. However, if you want to begin your repayment schedule while you are still enrolled in school, you are welcome to do that too.
We also offer reduced monthly payments in some of our student loan options as a reward and incentive for maintaining an appropriate grade point average. We offer a wide range of collateral options that will best fit your situation. Other loan companies penalize customers for paying off student loan debt ahead of schedule; we do not. We actually encourage early repayment because the earlier that you complete your repayment plan, the more money that you will save. Another way that we try our best to help you out is by our referral system. If you refer someone to us and they get a student loan with us, then you will be entered into a drawing to win necessary school supplies.
Our student loans can also help you build your credit score and building good credit score is essential for new college graduates. We not only strive to make sure that you are able to make it through college and receive an education, but we also look forward to seeing you succeed in the future. We are willing to assist you in investing towards your education and future and hope to speak to you soon!