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Can Payday Loan Lenders Garnish Wages?

If you decided to obtain a payday loan and did not make your repayment on time then you’ve probably received numerous calls from payday loan debt collectors. These debt collectors may have used the threat of garnishing your wages in…

How Do Loan Companies Verify Employment?

Most loan borrowers rely on their employment-based salary in order to pay down their loan. Due to this, lenders typically verify the stability and amount of income that is used in order to qualify for a loan. The requirements for…

Is Pay-As-You-Drive Insurance Worth It?

Most states now require that a driver have valid car insurance before he or she can drive. If a person buys a new car, they can’t drive it off the lot, unless they have insurance coverage. In most states, a…

Top 5 Things to do when your Wages are Garnished

There are several reasons why you may find your wages garnished. The most common reasons are that you owe student loans, child support, back taxes or you may have a court judgment against you. When wages are garnished it means…

How to Find a Reputable Lender When you Have Bad Credit

If you are suffering the repercussions of a bad credit report, you aren’t alone. Whether your credit score plummeted due to the recession, loss of a job or making poor financial decisions, there is hope for you in getting a…

7 Tips to Get Rid of Student Loans Quickly

There are plenty of things that are worse the longer you put them off and the slower you do them. For example, pulling a Band-Aid off is much less painful when done quickly. Student loans are another one of those…

Can You Settle Your Payday Loan Debt?

While there are many situations where a payday loan is a perfect resolution for a financial crisis, it can lead you into an endless cycle of borrowing that will keep you paying off those loans for months, or even years…

The Best Hobbies That Can Make You Money

Hobbies are a great way to spend time away from the stress that modern day life can bring. Some people like being in the great outdoors and getting fresh air when time allows, while others prefer being indoors, soaking up…

What is a Loan Shark and How to Find One?

Many people have heard the term loan shark, but not everyone fully understands just what that term means. If this is you, don’t feel bad. There is far more to a traditional loan shark than you would see in one…