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We all know that an economic downturn spells bad news for everyone, however, do you know how a recession really affects your interest rate on personal loans? The Federal Reserve is the main banking system in the US, and is…
A secured loan is a loan that is attached to collateral. This type of loan will usually have a much lower interest rate due to the fact that the bank is taking on a lower amount of risk because they…
The IRS tends to be very skeptical when someone claims a tax deduction for a loss from a bad debt. The reason for this is that losses from loan transactions that ended up purported usually are from some other type…
Finding quick car loans can be a bit challenging, especially when your credit is damaged. While it is certainly possible to get a quick car loan with bad credit, it often will take quite some time in order to find…
Getting a college education is very expensive, and is getting more expensive each year. A recent report done by the New York Federal Reserve Bank found that the American debt situation is not getting any better. In fact, American students…
A mortgage loan modification is a change in the original contract agreement in the case of a borrower being unable to repay the loan as scheduled. The result of such a modification is usually a reduction in the borrower’s monthly…
The tax deductions that are available to volunteers won’t add up to a huge dollar amount, as there aren’t actually any deductions for the hours that they put in. Even as a highly skilled individual that is volunteering their time,…
If you’re having a hard time repaying your payday loans in full or on time then you may be wondering what options you have. The worst possible thing you can do in this situation is to ignore the issue. It…
Buying a home is something most Americans look forward to in life, but are hindered by ghosts of the financial past. When you have debt and poor credit hanging over your head, it’s hard to get approved for credit, let…
YouTube is considered a favorite among many Internet users, and is one of the most popular websites in the world, comparable to Facebook and Google. It also has its own phone app, which allows people to watch videos on the…