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By Brenda

The Risk and Rewards of Adding an Authorized User to Your Account

Oct 31 2014 Parent Category

If you’re trying to decide whether or not it’s a good idea to add someone as an authorized user to your credit card, you’ll need to look at the overall pros and cons. Depending on your own unique situation, you will be able to decide whether or not …

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By Brenda

6 Tactics for Removing Paid Judgments from Your Credit Report

Oct 24 2014 Parent Category

If you have ever had a lawsuit that ended up going to trial then you are likely quite familiar with what a judgment is. A judgment is a court’s decision in regards to a lawsuit. It is quite common for debt collectors or creditors to sue people for not …

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By Brenda

7 Best Money Moves this Fall

Oct 20 2014 Parent Category

It’s a common annual scenario – fall comes and wallets open up. Multiple holidays are right around the corner, and it seems that high frequency spending doesn’t cease until winter has come and gone. Since autumn is the beginning of habitual and excessive …

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By Brenda

Is Pay-As-You Drive Insurance Worth It?

Oct 16 2014 Parent Category

Most states now require that a driver have valid car insurance before he or she can drive. If a person buys a new car, they can’t drive it off the lot, unless they have insurance coverage. In most states, a driver must have insurance coverage before …

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By Brenda

Top 5 Things to do when your Wages are Garnished

Oct 13 2014 Parent Category

There are several reasons why you may find your wages garnished. The most common reasons are that you owe student loans, child support, back taxes or you may have a court judgment against you. When wages are garnished it means that you have a court issued …

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By Brenda

7 Options for Handling an Underwater Mortgage

Oct 10 2014 Parent Category

When underwater on a mortgage, a homeowner will face an uphill battle if he or she wants to get their financial life in order. While true, this is not a big deal in the long run if one takes a few steps to improve their situation. With a little research …

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By Brenda

How to Survive on a Part Time Job

Oct 06 2014 Parent Category

It’s not easy to live on a part-time income as the true cost of living goes up drastically every year. The cost of housing, fuel, utilities and health insurance is not going down.  While true, when trying to live on a part-time income, one can do so if …

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By Brenda

Will Transferring Credit Card Balances Hurt Your Credit?

Oct 02 2014 Parent Category

It can be beneficial to transfer a credit card balance from one card to another, if a person can find a card with a lower interest rate. Essentially, the only benefit of transferring a balance is saving money over time. This is due to the fact that a higher …

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