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By Brenda

What are Credit Union Payday Alternative Loans (PALS)?

Dec 08 2017 Parent Category

Loans are a common option in the event that you need money. If you don’t have good credit though, getting a loan with good terms (or even getting one at all) can prove difficult. Many people with bad credit who are in need of quick money often turn to …

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By Brenda

How to Get a Higher Acceptance Rate for Bad Credit Loans

Nov 10 2017 Parent Category

If you are in need of money, getting a loan is one way to go. Loans can be used for things such as buying a car, buying a house, opening a small business or for personal reasons. An important factor in determining your acceptance for your loan is your credit …

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By Brenda

How Do Lenders Determine How Much to Lend

Jun 09 2017 Parent Category

There are several different types of loans available. Your specific needs determine exactly what type of loan you should apply for. Lenders review your application and determine if you are eligible. They also determine how much to lend you. Lenders typically …

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By Brenda

The Best Places to Borrow Money for Each Situation

May 12 2017 Parent Category

A loan, in its simplest form, is the act of borrowing money. There is an expectation that it will be paid back with interest. Not all loans are created equally, and there are several different types of loans for different situations. You may need to borrow …

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By Brenda

What to Do When You Can’t Pay Your Student Loans

Apr 28 2017 Parent Category

You took out student loans to help you pay for college under the impression that you would be able to find a good paying job after graduation. However, the job market is saturated and like many students, you may find yourself taking a job that pays significantly …

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By Brenda

The Dangers of ATM Type Loans

Feb 03 2017 Parent Category

Imagine this. You drive up to your bank’s ATM, and instead of your normal screen, you see an offer for a personal loan. Do you want to borrow an extra couple hundred dollars, or more? Would it be convenient for you to be able to get a loan while at the …

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By Brenda

How Your Social Media Accounts Can Affect Your Next Personal Loan

Jan 06 2017 Parent Category

Social media has become one of the mainstays of our lives.  Much like the Internet itself, something unheard of only a few short years ago has become something that is ubiquitous today.  Yet, your social media accounts can have a very real impact on some …

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By Brenda

Why You May Not Be Able to Get a Personal Loan Where You Live

Nov 04 2016 Parent Category

Where you live can have a major impact on your ability to take out a loan, however it comes down to a lot more than just your address. One significant indication that where you live does have an impact on your loan worthiness is a report done by Experian …

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By Brenda

The Strangest Things Used as Collateral for a Loan

Oct 21 2016 Parent Category

In this day and age, most loans are guaranteed with some kind of collateral simply because it improves the chances that the borrower will make payments on time so that he or she can get their stuff back. It also means that in the case that the borrower is …

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By Brenda

Best Strategies for Paying Off Four Different Loan Types

Aug 05 2016 Parent Category

As a consumer, there are many different types of debts you can have – student loans, auto loans, mortgage loans, and credit card loans. Of these loans, some offer fixed payments, while others vary based on the changing interest rate and/or fees charged …

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