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By Brenda

What Happens to a Borrowers Credit if their Cosigner Dies

Mar 31 2015 Parent Category

A lot of people obtain the help of cosigners in order to gain access to credit accounts due to the fact that they don’t have adequate credit, or sometimes don’t have credit at all. However, not many take into consideration the possibility that their …

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By Brenda

Consider Borrowing Against Your 401K if You Need Money

Mar 27 2015 Parent Category

Although you shouldn’t consider taking out a 401(k) loan unless you’ve at least thought about other alternatives of getting a hold of cash such as borrowing money from a family member or from a home equity line of credit it is still a valid option that …

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By Brenda

7 Debt Scams You Need to Be Aware Of

Mar 24 2015 Parent Category

There are many reasons as to why someone would fall behind on making their bill payments. These include mortgage payments, job losses and medical emergencies. Due to the fact that handling debt collectors and debts can be a very overwhelming and even frightening …

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By Brenda

What to do if You Can’t Pay Student Loans

Mar 20 2015 Parent Category

The tough economy is taking its toll on the ever-growing number of college grads who are dealing with the repayment of their student loans. About 7% of all student loans default, which are about 231,000 borrowers who end up not being able to repay their …

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By Brenda

Creative Ways to Finance an Investment Property

Mar 17 2015 Parent Category

Whether you want to buy a house and flip it or you want to buy and rent an apartment complex, there are a few different choices out there, aside from just paying cash for financing your investment property. Cash and traditional loans are probably the easiest …

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By Brenda

Pros and Cons of Doing a Credit Product Change

Mar 14 2015 Parent Category

A credit product change is the term used to refer to the changing of a credit card account from a product offered by a bank to a different product offered to you by the same bank. A credit product change is different then simply applying for a new credit …

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By Brenda

What are USDA Mortgage Loans?

Mar 12 2015 Parent Category

If you’re unaware of the USDA (United States Department of Agriculture) loan program then you aren’t the only one. This is due to the fact that it is a very specific niche product that only serves a small fraction of the housing market in the US. In …

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By Brenda

How to Find a Quick Loan with a Low Interest Rate

Mar 05 2015 Parent Category

You may not be aware of exactly how many options you have when it comes to obtaining a quick loan with a low-interest rate. This is especially the case if you have a good credit score. Here are five options that are worth exploring in order to find the best …

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By Brenda

7 Tax Evasion Scams to Beware Of

Mar 02 2015 Parent Category

The Dirty Dozen is a list that is published by the Internal Revenue Service of the most common tax frauds that take place in a given year. Although these scams can happen at any time of the year, they all tend to peak around filing season. It is important …

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