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By Brenda

Help I Need Money Desperately (Out of the Box Tips)

Apr 29 2014 Parent Category

Rent is late. You’re out of a job and the calls from collectors have started coming in. Even though you keep saying “I need money” there’s no one to ask for money and your checking account is in the negative. Desperation is starting to …

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By Brenda

How Will Paying Off a Loan Early Affect Your Credit?

Apr 28 2014 Parent Category

Credit plays a huge part in your financial health; because of this it is no mystery why people strive to constantly increase their credit score. One strategy that many people use to build up their credit score is to pay off all of their credit card debt. …

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By Brenda

What Exactly Are Signature Loans?

Apr 25 2014 Parent Category

While nearly everyone has faced the need for immediate cash, not everyone has been able to locate resources during those times. There are the staples of payday loans and other types of quick cash loans, but that is not always enough to cover an unexpected …

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By Brenda

Biggest Tips for Saving Money on Your Utility Bills

Apr 23 2014 Parent Category

It is that dreaded time of the month. A stack of bills is sitting on the coffee table, waiting to be open and dealt with. Between the water, electric, and gas bills you know a pretty penny is about to go out the door. Make this month the last you will have …

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By Brenda

Good Reasons You Should Refinance Your Mortgage

Apr 21 2014 Parent Category

Why should you refinance your mortgage? The most obvious reason is in order to obtain a lower mortgage rate, however there also a number of other reasons why doing so could be beneficial to your finances. Here are five good reasons why you should consider …

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By Brenda

Should You Use a Home Equity Loan to Pay Off Credit Cards?

Apr 18 2014 Parent Category

There are a number of ways to pay down your credit card bills. One of these ways is to use a home equity loan in order to consolidate your debt. If you are considering this line of action in order to pay your credit cards then you should consider both the …

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By Brenda

How to Lend Money to Friends and Family

Apr 16 2014 Parent Category

When it comes to lending out money, it can be easy or incredibly difficult. This can be even more intense if you lend out money to a friend or a family member. There are some things that can be done to make this process go smoother, which should be implemented …

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By Brenda

7 Professions Where It’s Hard to Get a Loan

Apr 15 2014 Parent Category

There are times in life when loans come in really handy. For example, when you need a car to get around or you want to buy your own home. However, getting a loan when you work for some professions can be easier said than done. Here are some professions that …

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By Brenda

The Best Way to Default on a Loan

Apr 14 2014 Parent Category

When it comes to defaulting on any type of loan, the results are going to be negative no matter how you do it. However, some methods of default are going to cause less harm than others. If you are trying to figure out which method is going to be the best …

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By Brenda

The Pros and Cons on Interest Only Loans

Apr 13 2014 Parent Category

Interest only loans are common in a number of countries. They’re primarily used for purchasing homes with lower monthly repayments attached. They differ from conventional loans in you only have to pay the interest on the principle balance. While this allows …

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